Terms of Service
**Last Updated:** June 25, 2025
Welcome to Swift Credit Solutions LLC. These Terms of Service ("Terms") govern your access to and use of the website and services provided by Swift Credit Solutions LLC. Swift Credit Solutions LLC provides financial services along with credit repair services for businesses.
By accessing or using any part of our website or services, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.
1. Services Provided
Swift Credit Solutions LLC offers financial services and credit repair services specifically designed for businesses. Our services aim to assist businesses in improving their financial standing and credit profiles. Specific details regarding service offerings, pricing, and scope will be provided through direct communication or separate service agreements.
2. Acceptance of Terms
By using our website, signing up for our services, or opting in to receive communications from us, you signify your acceptance of these Terms of Service. This agreement constitutes a legally binding contract between you and Swift Credit Solutions LLC.
3. User Responsibilities
You agree to use our website and services only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit anyone else's use and enjoyment of the website. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account. You agree to provide accurate, current, and complete information during any registration or opt-in process.
4. SMS Communications and Opt-Out
- Consent: By providing your mobile number through our opt-in form or any other method, you expressly consent to receive SMS messages from us regarding our financial services, credit repair services, account-related notifications, important updates, and other relevant information.
- Message Frequency: Message frequency will vary depending on your interactions with us and the services you receive. You may receive up to 4 messages per month.
- Message and Data Rates: Standard message and data rates may apply for any messages sent to you from us and to us from you, as determined by your wireless provider.
- Opt-Out: You can opt out of receiving SMS messages from us at any time by replying "STOP" to any message sent to you.
- Unsubscribe Confirmation: After you send the SMS message "STOP" to us, we will send you a confirmation SMS to acknowledge that you have been unsubscribed. After this, you will no longer receive SMS messages from us.
- Non-Marketing Communications: However, even after opting out, we may still communicate with you — for example, to send you service-related messages necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes essential to the delivery of our services.
- Re-Subscription: If you wish to join our SMS program again after opting out, you can do so by signing up through our website as you did the first time, or by sending "START" to our messaging number, and we will start sending SMS messages to you again.
5. Assistance and Support for Messaging Program
If you are experiencing issues with the messaging program (e.g., messages not being received, or need help with keywords), you can reply with the keyword **HELP** to any message for more assistance. You can also get direct help by contacting us via email at info@swiftcreditsolutions.com or by calling us at 7326609696.
6. Carriers and Messaging Disclaimer
Carriers are not liable for delayed or undelivered messages. While we do our best to ensure timely delivery of SMS messages, we cannot guarantee that messages will be received by you in a timely manner. Message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text or data plan, please contact your wireless provider. Swift Credit Solutions LLC is not responsible for any charges incurred from your mobile carrier.
7. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Swift Credit Solutions LLC or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our express written permission.
8. Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis. Swift Credit Solutions LLC makes no warranties, express or implied, regarding the operation of our website or the information, content, or materials included on this site. We do not warrant that our website will be uninterrupted or error-free.
9. Limitation of Liability
In no event shall Swift Credit Solutions LLC, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
10. Indemnification
You agree to defend, indemnify, and hold harmless Swift Credit Solutions LLC and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password; b) a breach of these Terms, or c) content posted on the Service.
11. Governing Law
These Terms shall be governed and construed in accordance with the laws of New Jersey, United States, without regard to its conflict of law provisions.
12. Dispute Resolution
Any dispute arising out of or relating to these Terms or the use of our services will be resolved through good faith negotiation. If a resolution cannot be reached, the parties agree to engage in mediation before pursuing litigation.
13. Termination
We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
14. Privacy
Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information, including specific details regarding mobile information and text messaging practices.
15. Miscellaneous
- Severability: If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
- Entire Agreement: These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
- Waiver: A waiver by Swift Credit Solutions LLC of any term or condition set forth in these Terms shall not be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition.
16. Contact Us
If you have any questions or concerns about these Terms of Service, please contact us:
- By Email: info@swiftcreditsolutions.com
- By Phone: 7326609696